歷年建行總行筆試試題和答案

時(shí)間：2022-12-12 19:02:43 筆試題目我要投稿

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歷年建行總行筆試試題和答案

　　2009年建行總行的筆試共155道題，70道專(zhuān)業(yè)題，15道英語(yǔ)，70綜合測(cè)試(類(lèi)似于公務(wù)員行測(cè))，考試時(shí)間180分鐘，時(shí)間基本上是充分的。

歷年建行總行筆試試題和答案

　　從難度上看，綜合測(cè)試比公務(wù)員要簡(jiǎn)單不少，特別是數(shù)學(xué)、資料分析。英語(yǔ)大概與六級(jí)難度相當(dāng)，也不算難。

　　能拉開(kāi)距離的應(yīng)該是專(zhuān)業(yè)測(cè)試，因?yàn)榻ㄐ械膶?zhuān)業(yè)考試范圍很廣，涉及到了金融、經(jīng)濟(jì)、管理、市場(chǎng)營(yíng)銷(xiāo)、財(cái)務(wù)會(huì)計(jì)、計(jì)量經(jīng)濟(jì)學(xué)等各個(gè)學(xué)科，要想全面覆蓋這些知識(shí)面，需要平時(shí)的積累。

　　專(zhuān)業(yè)題涉及下面的內(nèi)容：

　　1、法定準(zhǔn)備金率

　　2、財(cái)政貨幣政策

　　3、歐式期權(quán)

　　4、巴塞爾協(xié)議三大支柱

　　5、參數(shù)估計(jì)和殘差

　　6、企業(yè)文化

　　7、金融市場(chǎng)的要素

　　8、即期和遠(yuǎn)期

　　9、商品的需求彈性

　　10、財(cái)務(wù)報(bào)表

　　11、盈余公積

　　12、會(huì)計(jì)利潤(rùn)

　　13、商業(yè)票據(jù)貼現(xiàn)

　　14、公允價(jià)值和賬面價(jià)值

　　15、市場(chǎng)細(xì)分

　　16、金字塔管理結(jié)構(gòu)中，上級(jí)與中級(jí)領(lǐng)導(dǎo)比：管理難度與幅度問(wèn)題

　　17、非貨幣性商品交換中關(guān)于具有商業(yè)實(shí)質(zhì)和沒(méi)有商業(yè)實(shí)質(zhì)的問(wèn)題

　　18、積極的財(cái)政政策與擴(kuò)張的貨幣政策的使用范圍

　　19、國(guó)家償債的率

　　20、財(cái)務(wù)杠桿問(wèn)題

　　21、關(guān)于物權(quán)法中的留置權(quán)

　　22、市場(chǎng)占有率：某公司的市場(chǎng)占有率是30%，其他最大三個(gè)競(jìng)爭(zhēng)對(duì)手的市場(chǎng)占有率分別為20%，12%,8%。問(wèn)該公司的相對(duì)市場(chǎng)占有率

　　23、有限責(zé)任公司股東轉(zhuǎn)讓股份的條件

　　24、信用卡信用額度的確認(rèn)

　　25、銀行整存整取問(wèn)題

　　26、貨幣市場(chǎng)工具

　　27、企業(yè)戰(zhàn)略：當(dāng)企業(yè)處于成長(zhǎng)期應(yīng)該：擴(kuò)大市場(chǎng)占有率?

　　28、哪個(gè)屬于會(huì)計(jì)政策變跟：房地產(chǎn)由成本法改為公允價(jià)值?不記得了

　　29、關(guān)于內(nèi)部欺詐問(wèn)題

　　30、新巴賽爾協(xié)議中關(guān)于逾期貸款的風(fēng)險(xiǎn)權(quán)重

　　31、商業(yè)銀行法中關(guān)于客戶貸款的問(wèn)題

　　32、公司申請(qǐng)貸款不需審核的什么。。。。。。

　　33、關(guān)于歐式看漲期權(quán)說(shuō)法正確的是：利率上漲及期權(quán)時(shí)間等對(duì)期權(quán)價(jià)格的影響

　　34、回購(gòu)債券價(jià)格的決定因素

　　英語(yǔ)有三篇閱讀理解：

　　1、第一篇是反戰(zhàn)的

　　2、第二篇是關(guān)于美元貶值的

　　3、第三篇是關(guān)于網(wǎng)絡(luò)出版的

　　據(jù)說(shuō)是考研和六級(jí)題，在網(wǎng)上一查，果然是的。所以能給大家奉上完整的題目!

　　美元貶值那一篇的語(yǔ)言十分冷幽默，挺有意思的。

　　Text 2

　　Imagine waking up and finding the value of your assets has been halved. No, you’re not an investor in one of those hedge funds that failed completely. With the dollar slumping to a 26-year low against the pound, already-expensive London has become quite unaffordable. A coffee at Starbucks, just as unavoidable in England as it is in the United States, runs about $8.

　　The once all-powerful dollar isn’t doing a Titanic against just the pound. It is sitting at a record low against the euro and at a 30-year low against the Canadian dollar. Even the Argentine peso and Brazilian real are thriving against the dollar.

　　The weak dollar is a source of humiliation, for a nation’s self-esteem rests in part on the strength of its currency. It’s also a potential economic problem, since a declining dollar makes imported food more expensive and exerts upward pressure on interest rates. And yet there are substantial sectors of the vast U.S. economy-from giant companies like Coca-Cola to mom-and-pop restaurant operators in Miami-for which the weak dollar is most excellent news.

　　Many Europeans may view the U.S. as an arrogant superpower that has become hostile to foreigners. But nothing makes people think more warmly of the U.S. than a weak dollar. Through April, the total number of visitors from abroad was up 6.8 percent from last year. Should the trend continue, the number of tourists this year will finally top the 2000 peak? Many Europeans now apparently view the U.S. the way many Americans view Mexico-as a cheap place to vacation, shop and party, all while ignoring the fact that the poorer locals can’t afford to join the merrymaking.

　　The money tourists spend helps decrease our chronic trade deficit. So do exports, which thanks in part to the weak dollar, soared 11 percent between May 2006 and May 2007. For first five months of 2007, the trade deficit actually fell 7 percent from 2006.

　　If you own shares in large American corporations, you’re a winner in the weak-dollar gamble. Last week Coca-Cola’s stick bubbled to a five-year high after it reported a fantastic quarter. Foreign sales accounted for 65 percent of Coke’s beverage business. Other American companies profiting from this trend include McDonald’s and IBM.

　　American tourists, however, shouldn’t expect any relief soon. The dollar lost strength the way many marriages break up- slowly, and then all at once. And currencies don’t turn on a dime. So if you want to avoid the pain inflicted by the increasingly pathetic dollar, cancel that summer vacation to England and look to New England. There, the dollar is still treated with a little respect.

　　52. Why do Americans feel humiliated?

　　A) Their economy is plunging B) They can’t afford trips to Europe

　　C) Their currency has slumped D) They have lost half of their assets.

　　53.How does the current dollar affect the life of ordinary Americans?

　　They have to cancel their vacations in New England.

　　They find it unaffordable to dine in mom-and-pop restaurants.

　　They have to spend more money when buying imported goods.

　　They might lose their jobs due to potential economic problems.

　　54 How do many Europeans feel about the U.S with the devalued dollar?

　　They feel contemptuous of it

　　They are sympathetic with it.

　　They regard it as a superpower on the decline.

　　They think of it as a good tourist destination.

　　55 what is the author’s advice to Americans?

　　They treat the dollar with a little respect

　　They try to win in the weak-dollar gamble

　　They vacation at home rather than abroad

　　They treasure their marriages all the more.

　　56 What does the author imply by saying “currencies don’t turn on a dime” (Line 2,Para 7)?

　　The dollar’s value will not increase in the short term.

　　The value of a dollar will not be reduced to a dime

　　The dollar’s value will drop, but within a small margin.

　　Few Americans will change dollars into other currencies.

　　The answers as follow:

　　52,B, Their currency has slumped.

　　53,C, They have to spend more money when buying imported goods.

　　54,D, They think of it as a good tourist destination.

　　55,C, They vacation at home rather than abroad.

　　56,A, The dollars value will not increase in the short term.

　　Text 3

　　It used to be so straightforward. A team of researchers working together in the laboratory would submit the results of their research to a journal. A journal editor would then remove the authors’ names and affiliations from the paper and send it to their peers for review. Depending on the comments received, the editor would accept the paper for publication or decline it. Copyright rested with the journal publisher, and researchers seeking knowledge of the results would have to subscribe to the journal.

　　No longer. The Internet – and pressure from funding agencies, who are questioning why commercial publishers are making money from government-funded research by restricting access to it – is making access to scientific results a reality. The Organization for Economic Co-operation and Development (OECD)was just issued a report describing the far-reaching consequences of this. The report, by John Houghton of Victoria University in Australia and Graham Vickery of the OECD, makes heavy reading for publishers who have, so far, made handsome profits. But it goes further than that. It signals a change in what has, until now, been a key element of scientific endeavor.

　　The value of knowledge and the return on the public investment in research depends, in part, upon wide distribution and ready access. It is big business. In America, the core scientific publishing market is estimated at between $7 billion and $11 billion. The International Association of Scientific, Technical and Medical Publishers says that there are more than 2,000 publishers worldwide specializing in these subjects. They publish more than 1.2 million articles each year in some 16,000 journals.

　　This is now changing. According to the OECD report, some 75% of scholarly journals are now online. Entirely new business models are emerging; three main ones were identified by the report’s authors. This is the so-called big deal, where institutional subscribers pay for access to a collection of online journal titles through site-licensing agreements. There is open-access publishing, typically supported by asking the author (or his employer) to pay for the paper to be published. Finally, there are open-access archives, where organizations such as universities or international laboratories support institutional repositories. Other models exist that are hybrids of these three, such as delayed open-access, where journals allow only subscribers to read a paper for the first six months, before making it freely available to everyone who wishes to see it. All this could change the traditional form of the peer-review process, at least for the publication of papers.

　　6. In the first paragraph, the author discusses

　　[A] the background information of journal editing.

　　[B] the publication routine of laboratory reports.

　　[C] the relations of authors with journal publishers.

　　[D] the traditional process of journal publication.

　　7. Which of the following is true of the OECD report?

　　[A] It criticizes government-funded research.

　　[B] It introduces an effective means of publication.

　　[C] It upsets profit-making journal publishers.

　　[D] It benefits scientific research considerably.

　　8. According to the text, online publication is significant in that

　　[A] it provides an easier access to scientific results.

　　[B] it brings huge profits to scientific researchers.

　　[C] it emphasizes the crucial role of scientific knowledge.

　　[D] it facilitates public investment in scientific research.

　　9. With the open-access publishing model, the author of a paper is required to

　　[A] cover the cost of its publication.

　　[B] subscribe to the journal publishing it.

　　[C] allow other online journals to use it freely.

　　[D] complete the peer-review before submission.

　　10. Which of the following best summarizes the main idea of the passage?

　　[A] The Internet is posing a threat to publishers.

　　[B] A new mode of publication is emerging.

　　[C] Authors welcome the new channel for publication.

　　[D] Publication is rendered easier by online service.

　　參考答案：本帖隱藏的內(nèi)容需要回復(fù)才可以瀏覽

　　26. In the first paragraph, the author discusses

　　[A] the background information of journal editing.

　　the publication routine of laboratory reports.

　　[C] the relations of authors with journal publishers.

　　[D] the traditional process of journal publication.

　　[正確答案]D

　　[信心指數(shù)]99.9%

　　27. Which of the following is true of the OECD report?

　　[A] It criticizes government-funded research.

　　It introduces an effective means of publication.

　　[C] It upsets profit-making journal publishers.

　　[D] It benefits scientific research considerably.

　　[正確答案]C

　　[信心指數(shù)]99.9%

　　28. According to the text, online publication is significant in that

　　[A] it provides an easier access to scientific results.

　　it brings huge profits to scientific researchers.

　　[C] it emphasizes the crucial role of scientific knowledge.

　　[D] it facilitates public investment in scientific research.

　　[正確答案]A

　　29. With the open-access publishing model, the author of a paper is required to

　　[A] cover the cost of its publication.

　　subscribe to the journal publishing it.

　　[C] allow other online journals to use it freely.

　　[D] complete the peer-review before submission.

　　[正確答案]A

　　30. Which of the following best summarizes the main idea of the passage?

　　[A] The Internet is posing a threat to publishers.

　　A new mode of publication is emerging.

　　[C] Authors welcome the new channel for publication.

　　[D] Publication is rendered easier by online service.

　　[正確答案]B

　　[信心指數(shù)]99.9%

　　綜合測(cè)試有言語(yǔ)理解、數(shù)學(xué)、判斷推理、綜合測(cè)試和常識(shí)。

　　相傳古時(shí)候有兩座怪城,一座“真城”，一座“假城”。真城里的人個(gè)個(gè)講真話，假城里的人個(gè)個(gè)講假話。一位知曉這一情況的旅行者第一次來(lái)到其中一個(gè)城市，他只要問(wèn)遇到的第一個(gè)人一個(gè)答案“是”或“否”的問(wèn)題，就會(huì)明白自己所到的是真城還是假城。以下哪個(gè)問(wèn)題是最恰當(dāng)?shù)模?/p>

　　A、你是真城里的人嗎?

　　B、你是假城里的人嗎?

　　C、你說(shuō)真話嗎?

　　D.你是說(shuō)假話的人嗎?

　　E.你是這座城市的人嗎?

　　正確答案：E

　　解析：本帖隱藏的內(nèi)容需要回復(fù)才可以瀏覽

　　一個(gè)金魚(yú)缸里有10條金魚(yú)，剛剛死了4條，問(wèn)魚(yú)缸中還有多少條金魚(yú)?

　　選項(xiàng)有 10 4 6 8

　　常識(shí)部分能記得的有幾題：

　　2、政府機(jī)構(gòu)改革后的部門(mén)(國(guó)務(wù)院組成部門(mén)調(diào)至27個(gè))

　　3、奧運(yùn)會(huì)開(kāi)幕式上姚明牽的是誰(shuí)(抗震救災(zāi)小英雄林浩)